Financial Assistance

Scholarships and Financial Aids

Your success is our pride. At IMU, we are dedicated in providing a world-class education to students who showcase exceptional merit and potential. We offer a wide range of financial assistance options, including scholarships and education loans, specifically designed to meet the needs of our students.

On this page, you will find easy access to application links, deadlines, and eligibility criteria for our available financial aid opportunities, making it simple to explore and apply for the support you need.

IMU Scholarships and Bursaries

IMU Scholarships and Bursaries

IMU offer three types of scholarships, exclusively available to Malaysian students pursuing local track programmes. These scholarships are designed to recognise and reward academic excellence and perseverance.

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IMU Merit Scholarship
Awarded to students who excel academically, actively participate in extracurricular activities, and demonstrate strong leadership qualities.
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IMU Need Scholarship
Designed for students who face financial difficulties yet achieve commendable academic results despite their challenging circumstances.
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IMU Pantai Gleneagles Scholarship
A need-based scholarship that assist students facing financial hardships while maintaining strong academic performance.
Learn More

PTPTN

Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aims to provide education loan to students pursuing their studies at local higher education institution. To apply for the loan, applicants must meet specific eligibility criteria set by PTPTN. For more information on the application process and requirements, please visit the IMU Website or refer to IMU-PTPTN Online Application Process & Guidelines. 

Students who are currently under PTPTN education loan are encouraged to refer to the following information for important guidance. This will help ensure you stay informed about policies, and procedures related to your loan and academic progress.

Disbursement of Loan

PTPTN will disburse the first amount of loan within 20 days from the date of loan agreement submission. For more information on the subsequent disbursement loan, please click on the following link for further reference.

Learn More

Loan Repayment

Repayment of loan can be made 12 months after completion of studies without waiting for the Repayment Notice. Interest begins 12 months after completion of studies.

Repayment Deferment

Repayment Deferment can be considered for borrowers who meet the below eligibility:

  • Currently unemployed; or
  • Continue studies abroad on a full-time basis; or
  • Pursue twinning program, such as a 2+1 or 2+2 program or similar, which requires student to continue the studies abroad on a full-time basis to complete the education.

Please note that applications for repayment deferment cannot be made for existing studies that have been extended due to academic failure or the deliberate postponement of studies.

In addition, repayment deferment applications are not permitted if borrowers continue their studies at the same or a lower level than the programme previously financed by a PTPTN loan.

The deferment application must be submitted online through myPTPTN. Approval for deferment is determined by PTPTN management and the duration of the deferment period is also decided by PTPTN.

Exemption of Repayment

Starting from 1 January 2026 onwards, PTPTN repayment exemption applies only to graduates from public universities who are from B40 and M40 households and does not include graduates from private universities.

Therefore, the exemption is no longer applicable to IMU University graduates graduating from the year 2026 onwards.

Cancellation of Loan

For students who plan to cancel their PTPTN loan received, due to the following reasons, you are required to complete the Borang Pembatalan Pinjaman Pendidikan PTPTN and submit it to the nearest PTPTN branch.

  • Offered with another scholarship.
  • Decided to withdraw from the study programme.
  • To terminate the first PTPTN loan received and to re-apply for new loan.

Please note that any study loan payments received must be repaid within 12 months after the completion of your studies. If you decide to further your studies at another institution or at the same level, you are required to settle your previous PTPTN loan before reapplying for a new one.

Change of Undergraduate Programme Study

Students must submit an appeal for a programme plan change via the myPTPTN portal. This appeal process applies to active students who intend to change their programme track, particularly those transitioning from the Partner School track to the Local track for the Medicine and Dentistry programmes only.

Please refer to the tabulation below for your attention.

Appeal for Programme Plan Change (Permohonan Pertukaran Kursus)

Student StatusDefinitionActionImportant Notes
Active students under Partner Medical School (PMS) / Partner Dental School (PDS)Students are still under an active PTPTN loan contract for the PMS/PDS pathway and intend to switch to the local option.Students must submit an appeal to PTPTN to convert the loan from PMS/PDS to the local option via myPTPTN Portal → Permohonan Pertukaran Kursus.The appeal must be submitted before the PTPTN loan contract ends (before Semester 5 ends). Appeals submitted after Semester 5 will not be accepted as the loan contract is considered completed.
Students who completed Phase 1, loan contract has ended and plan to switch to local option before enrolling into Semester 6The existing PTPTN loan contract has already ended before the student resumes locally in Semester 6.Students are not eligible to apply for Permohonan Pertukaran Kursus. If students wish to obtain PTPTN funding again, they must submit a new PTPTN application.Full repayment of the previous PTPTN loan disbursed is required before a new PTPTN application can be submitted.

Jabatan Perkhidmatan Awam (JPA)

Jabatan Perkhidmatan Awam (JPA)

JPA provides sponsorship opportunities to SPM leavers to pursue Foundation and Undergraduate studies in IMU University. For more detailed information on the scholarship eligibility and application process, please visit the JPA section on IMU Website.

Students who are currently part of the JPA sponsorship programme are encouraged to refer to the following information for important guidance. This will help ensure you stay informed about policies and procedures related to your sponsorship and academic progress.

Academic Reporting

Examination Result Reporting

IMU Financial Aid Unit (FAU) will do the examination result reporting to JPA twice a year, hence, students do not have to submit examination result to JPA.

Academic Programme Changes
  • Students who would like to change the academic programme due to any academic reason need to obtain approval from JPA before students can proceed to do so.
  • Changing the academic programme without approval from JPA could breach the JPA sponsorship agreement and may lead students to be imposed with certain penalty and sponsorship termination.
  • Below are the documents that students need to prepare for academic programme changes process:
    • Fill in Borang Permohonan Tukar Kursus/Institusi Pengajian/Cawangan. The form can be downloaded from JPA official website.
    • Provide supporting documents as per listed in Borang Permohonan Tukar Kursus / Institusi Pengajian / Cawangan.
  • Students need to submit the documents to FAU for final checking before students can submit to JPA.
  • Upon approval from FAU, students may submit the documents to JPA via email at Latihan Sebelum Perkhidmatan Dalam Negara: lspdn@jpa.gov.my.
Underperforming Academic Reporting
  • Students who fail the final examination and still can progress to the next semester after successfully passing the resit paper examination – are not required to do this reporting.
  • Students who fail in final examination and must repeat the failed semester – are required to submit this reporting to JPA. Without this reporting, students will not receive living allowance during the repeat semester.
  • Below are the documents that students need to prepare for underperforming academic reporting:
    • Fill in Borang Tunjuk Sebab Kemerosotan Akademik. The form can be downloaded from JPA official website.
    • Provide final examination result slip from Semester 1 until latest.
  • Students need to submit the documents to FAU for final checking before students can submit to JPA.
  • Upon approval from FAU, students may submit the documents to JPA via email at Latihan Sebelum Perkhidmatan Dalam Negara: lspdn@jpa.gov.my.
Deferment Application
  • Students who would like to take deferment need to submit a report to JPA. This reporting is important for JPA to trace students’ whereabout and plan the living allowance disbursement schedule.
  • Below are the documents that students need to prepare for deferment application process:
    • Fill in Borang Penangguhan Penajaan. The form can be downloaded from JPA official website.
    • Provide supporting documents as per listed in Borang Penangguhan Penajaan.
  • Students need to submit the documents to FAU for final checking before students can submit to JPA.
  • Upon approval from FAU, students may submit the documents to JPA via email at Latihan Sebelum Perkhidmatan Dalam Negara: lspdn@jpa.gov.my.
Sponsorship Extension Appeal
  • Students who previously had a repeat semester and deferment need to submit sponsorship extension appeal to JPA.
  • This appeal is required for JPA to cover the additional semester that exceeds the original timeline according to the term stipulated in the sponsorship agreement.
  • Without JPA’s approval for the sponsorship extension appeal, students will be required to pay the tuition fee for the additional semester themselves.
  • Below are the documents that students need to prepare for sponsorship extension appeal process:
    • Fill in Borang Permohonan Pelanjutan Penajaan. The form can be downloaded from JPA official website.
    • Provide supporting documents as per listed in Borang Permohonan Pelanjutan Penajaan.
  • Students need to submit the documents to FAU for final checking before students can submit to JPA.
  • Upon approval from FAU, students may submit the documents to JPA via email at Latihan Sebelum Perkhidmatan Dalam Negara: lspdn@jpa.gov.my.

Claim

JPA-sponsored students are eligible to claim for fees and allowances related to academic expenses. The eligibility, procedure and documents required are according to the claim categorised as below:

Category 1 (applicable only to Foundation students)

  • For category 1 claims; IMU Processing / Application Fee, English Examination Fee, and Admissions Test (BMAT/ISAT) Fees, these are only applicable to Foundation Students.
  • Please refer to the table below for specific details on eligibility, procedure, and required documents for Category 1 claims.
  • Please note that any documents submitted with unclear information will be strictly rejected.
Claim Category 1Eligibility & ProcedureSupporting DocumentsRequirements for Each Document
IMU Processing / Application Fee
  • Foundation students only
  • Applications and submission of documents must be submitted within 20 days from the date stated on the official payment receipt of IMU Processing / Application Fee
  • Submission shall be made to FAU
  1. Borang Permohonan Tuntutan Pelajar Tajaan Biasiswa / Pinjaman Persekutuan Perkhidmatan Awam (JPA)
  • Form must be filled in handwritten
  • Hardcopy only
  • Scanned and photostat form will be rejected
  1. IMU Processing Fee / Application Fee Official Payment Receipt
  • Official and original document only
  • Photostat document is not acceptable
  1. Copy of Bank Islam Statement
  • Print one page of Bank Islam statement from your account
  • The statement must state the student’s name and bank account number
  1. Copy of IC
Photostat copy of IC, with both the front and back sides the same A4 paper page
English Examination Fee
  • Applicable for claims during Semester 2 and 3 of Foundation studies only
  • Students are entitled to claim this fee only once
  • Applications and submission of documents must be submitted within 20 days from the date stated on the official payment receipt of English Examination Fee
  • Submission shall be made to FAU
  1. Borang Permohonan Tuntutan Pelajar Tajaan Biasiswa / Pinjaman Persekutuan Perkhidmatan Awam (JPA)
  • Form must be filled in handwritten
  • Hardcopy only
  • Scanned and photostat form will be rejected
  1. English Examination official payment receipt
  • Official and original document only
  • Photostat document is not acceptable
  1. Copy of Bank Islam Statement
  • Print one page of Bank Islam statement from your account
  • The statement must state the student’s name and bank account number
  1. Copy of IC
Photostat copy of IC, with both the front and back sides the same A4 paper page
Admission Test (BMAT / ISAT) Fees
  • Applications and submission of documents must be submitted within 20 days from the date stated on the official payment receipt of English Examination Fee
  • Submission shall be made to FAU
  1. Borang Permohonan Tuntutan Pelajar Tajaan Biasiswa / Pinjaman Persekutuan Perkhidmatan Awam (JPA)
  • Form must be filled in handwritten
  • Hardcopy only
  • Scanned and photostat form will be rejected
  1. Admission Test Official Payment Receipt
  • Official and original document only
  • If you made the payment online, please submit the online transaction payment receipt instead
  • Photostat document is not acceptable
  1. Copy of Bank Islam Statement
  • Print one page of Bank Islam statement from your account
  • The statement must state the student’s name and bank account number
  1. Copy of IC
Photostat copy of IC, with both the front and back sides the same A4 paper page

Category 2 (applicable only to Undergraduate students)

For category 2 claims; Clinical Attachment and Posting Living Allowance, these are only applicable to Undergraduate Students.

Eligibility
  • Students who receive allowance from hospital / clinic / other organisations are not eligible to claim for living allowance from JPA.
  • Claims are eligible for students who complete clinical attachment / posting in Malaysia.
  • Claims are eligible for students who complete clinical attachment / posting in overseas (if it is compulsory according to IMU and programme curriculum for students to do clinical attachment / posting in overseas).
Claim Guidelines
  • Living allowance is only paid for working days (weekends and public holidays are not counted).
  • The maximum period of attachment that can be paid by JPA is 90 days (weekends and public holidays are not counted).
  • Claims are only eligible for compulsory attachment training according to IMU and programme curriculum.
Submission Procedure
  • For students in Bukit Jalil Campus, please submit all required documents to FAU within 5 days after completing the clinical attachment / posting. Late submissions may be rejected by JPA.
  • For students in Clinical Campus, please submit all required documents to Student Services Department in Clinical Campus Seremban within 2 days after completing the clinical attachment / posting.
  • Late submissions may be rejected by JPA.
List of Documents for Submission
  • Kindly refer to the table below for information on preparing the necessary documents for your Clinical Attachment / Posting Living Allowance claims.
  • Please note that documents with unclear information will be strictly rejected.
NoSupporting DocumentsRequirements for Each Document
1Borang Permohonan Tuntutan Pelajar  Tajaan Biasiswa/Pinjaman Persekutuan Jabatan Perkhidmatan Awam (JPA)
  • The form must be filled in handwritten
  • Hardcopy only
  • Scanned and photostat form will be rejected
2Employer-Verification Letter (Surat Pengesahan Majikan)
  • Use the provided template as a guideline for your employer to prepare the letter
  • The letter must be on the hospital / clinic / organisation’s letterhead
  • Submit in hardcopy only; photostat document is acceptable
3Attendance Record
  • The form must be filled in handwritten
  • Submit in hardcopy only
  • The clinical attachment / posting supervisor must sign the form and stamp it with their official stamp, including their name and position
  • General hospital / clinic / organisation stamp (without supervisor’s name and position) is not acceptable
  • Scanned and photostat documents are not acceptable
4Copy of Letter of Application for Industrial / Practical Training (Surat Permohonan Mendapatkan Tempat Latihan Industri / Amali)
  • Submit the application letter from IMU University, which was submitted to the hospital / clinic / organisation on your behalf, from the School Administrator
  • Alternatively, you may submit the application letter or form you submitted to the hospital / clinic / organisation to apply for your posting placement
  • Hardcopy only; photostat document is acceptable
5Copy of Letter of Acceptance to do Industrial / Practical Training (Surat Penerimaan Untuk Membuat Latihan Industri / Amali)
  • Submit the acceptance letter from the hospital / clinic / organisation, which confirms that you have obtained approval to do your clinical attachment / posting at their place
  • Hardcopy only; photostat document is acceptable
6Copy of Bank Islam Statement
  • Print one page of Bank Islam statement from your account
  • The statement must state the student’s name and bank account number
  • Bank Islam account must be the account that you registered with JPA
7Copy of IC
  • Photostat copy of IC, with both the front and back sides the same A4 paper page

Category 3 (applicable only to Undergraduate students)

Claims for Thesis is only applicable to Undergraduate students.

Eligibility
  • The thesis project must be an individual project with at least 6 credit hours.
  • Students can apply for this claim once during the entire study period, as long as students are still under the JPA sponsorship contract.
  • Students under sponsorship extension are not eligible for this claim.
Submission Procedure
  • For students in Bukit Jalil Campus; submit all required documents to FAU within 5 days after thesis approval date.
  • For students in Clinical Campus; submit all required documents to the Student Services Department in Clinical Campus Seremban within 2 days after thesis approval.
  • Late submissions may be rejected by JPA.
List of Documents for Submission
  • Kindly refer to the table below for information on preparing the necessary documents for your Clinical Attachment / Posting Living Allowance claims.
  • Please note that documents with unclear information will be strictly rejected.
NoSupporting DocumentsRequirements for Each Document
1Borang Permohonan Tuntutan Pelajar Tajaan Biasiswa/Pinjaman Persekutuan Jabatan Perkhidmatan Awam (JPA)
  • The form must be filled in handwritten
  • Hardcopy only
  • Scanned and photostat form will be rejected
2Copy of Thesis Front Page
  • Documents with original stamping only will be accepted
  • Documents must be certified / stamped by Deans of (respective) School or Thesis Supervisor
3Copy of Thesis Subject Registration Slip
  • Hardcopy only
  • Photostat documents are acceptable
4Copy of Bank Islam Statement
  • Print one page of Bank Islam statement from your account
  • The statement must state the student’s name and bank account number
5Copy of ICPhotostat copy of IC, with both the front and back sides the same A4 paper page

Contact Information for Document Submission

CampusRecipientAddressContact Number
Bukit Jalil CampusMuhammad Aliff Hakimi bin RahminIMU University, No. 126, Jalan Jalil Perkasa 19, Bukit Jalil, 57000 Kuala Lumpur+603-2731 7660
Clinical CampusStudent Services HubIMU University Clinical Campus, Jalan Rasah, Seremban, 70300, Negeri Sembilan+606-767 7798

Majlis Amanah Rakyat (MARA)

Majlis Amanah Rakyat (MARA)

MARA offers sponsorship opportunities to students at IMU. Currently, there are two available sponsorship programmes. For more detailed information, please visit the MARA section on the IMU website.

Students who are currently part of the MARA sponsorship programme are encouraged to refer to the following information for important guidance. This will help ensure you stay informed about procedures related to your scholarship and academic progress.

Academic Reporting

Examination Result Reporting

IMU Financial Aid Unit (FAU) will submit examination results to MARA, hence students are not required to submit them.

Academic Programme Changes
  • Students who want to change the academic programme due to academic reasons must obtain approval from MARA first.
  • Changing the programme without approval may breach the MARA sponsorship agreement and result in penalties.
  • To change the programme, students need to:
    1. Fill in the Borang Permohonan Rayuan Bantuan Pinjaman Pelajaran MARA.
    2. Provide hard copy supporting documents as listed in the form.
    3. Submit the documents to FAU for final checking before submitting to MARA.
    4. Upon approval from FAU, students may submit the documents to Puan Dazlina: dazlina@mara.gov.my.
Sponsorship Extension Appeal Process due to Underperforming Academic
  • Students who fail in the final examination and need to repeat the semester must submit an appeal for sponsorship extension.
  • To appeal, students need to:
    1. Fill in Borang Permohonan Rayuan Bantuan Pinjaman Pelajaran MARA.
    2. Provide hard copy supporting documents as listed in the form.
    3. Submit the documents to FAU for final checking before submitting to MARA.
    4. Upon approval from FAU, students may submit the documents to Puan Dazlina: dazlina@mara.gov.my.
  • Please note that students who fail in final examination, and progress to the next semester after successfully passing the resit paper examination, are not required to do this submission.
Deferment Application Process
  • Students who want to take deferment must submit a report to MARA.
  • The report is important as MARA would like to track the students’ whereabouts and further schedule the subsequent living allowance disbursement.
  • To apply for deferment, students need to:
    1. Fill in Borang Permohonan Rayuan Bantuan Pinjaman Pelajaran MARA.
    2. Provide hard copy supporting documents as listed in the form.
    3. Submit the documents to FAU for final checking before submitting to MARA.
    4. Upon approval from FAU, students may submit the documents to Puan Dazlina: dazlina@mara.gov.my.

Other Sponsorships and Loans

Other Sponsorships and Loans

In addition to the scholarships offered by IMU, students have access to various external scholarships and educational loans to support your studies.

Students may explore additional financial aid opportunities here: Financial Aid section.

Alternatively, students may click on the links below for more information on specific scholarships and sponsorships:

Students can also consider the following education loan options:

External ScholarshipsLinks
Employee Provident Fund (EPF) Kumpulan Wang Simpanan Pekerja (KWSP)https://www.kwsp.gov.my
Malaysian Community & Education Foundation (MCEF)https://www.mcef.com.my/
Koperasi Jayadiri Malaysia Berhad (KOJADI)https://www.kojadi.my
Maybank Education Loan / Financing-Ihttps://maybank2u.com.my
AFFIN Education Financing-ihttps://www.affinalways.com/en/affin-education-financing-i

Please note that requirements and criteria for the above scholarships and loans may change from time to time based on the organisation’s decision.

IMU Welfare Fund

IMU Welfare Fund

Mental Health Support

Covid-19 has negatively impacted students’ mental health. Records show that for the past 2 years, there has been a significant increase in the number of students seeking for counselling services and psychiatric treatment. Students are struggling in this unprecedented situation which requires additional support to overcome this challenge. IMU is aiding of RM1,800 per annum (reimbursement basis) following below criteria:

Eligibility
  • Full-time or part-time student of IMU
  • Foundation, Undergraduate and Postgraduate student
  • Malaysian and International student
  • Active (in SLIM) as of the date of application
Categories of Support
  • Psychiatric consultation
  • Psychiatric medicine
  • Hospital registration fees
  • Hospitalisation
  • Ambulance service
  • Hospital visit (for psychiatric referral letter)
Amount
  • First visit – maximum of RM200
  • Subsequent visit – maximum of RM150
Supporting Documents
  • Psychiatrist letter
  • Bank statement (first page)
  • Original Receipt (within 3 month)

*All documents must be submitted as one combined file.

Psychiatrist Outpatient Fees Comparison
HospitalMalaysia StudentInternational Student
First Visit (RM)Subsequent Visit (RM)First Visit (RM)Subsequent Visit (RM)
Kuala Lumpur Hospital305120120
Universiti Putra Malaysia (UPM) Hospital30-6030-6060-12060-120
Universiti Kebangsaan Malaysia (UKM) Medical Centre5030No informationNo information
Universiti Malaya (UM) Medical Centre8050160100
Private Psychiatric Clinic150-30075-250150-30075-250
Application

Click the link below to submit your application for the Mental Health Support.

Apply Now
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